AI for BFSI.
RBI-Compliant. Data-Sovereign.
Swaran Soft builds AI applications for India's BFSI sector with data sovereignty as a first-class constraint. From partner claim automation to WhatsApp banking agents in 9 Indian languages — we deploy AI that meets RBI, SEBI, and IRDAI requirements without compromise.
8 BFSI AI Applications
Every application is designed for Indian regulatory requirements. Data sovereignty is not a feature — it is the foundation.
AI Contract Management
Generative AI reviews contracts, extracts clauses, flags risks, and routes for approval. Reduce contract review time from days to minutes. Full audit trail for compliance.
Mutual Fund Distributor Portal
Digital partner claim management — from application to credit note issuance. Multi-level approval chain prevents fraud without slowing legitimate claims. RBI-compliant workflows.
WhatsApp Banking Agent
AI agent handles ATM locator, deposit initiation, account balance, and service requests via WhatsApp. 9 Indian language support. 83% message open rate vs 20% email.
Fraud Detection AI
Real-time transaction monitoring with AI anomaly detection. Pattern recognition across millions of transactions. Reduce false positives by 60% vs rule-based systems.
Insurance AI Copilot
AI-powered plan selection, investment initiation, and document submission via conversational interface. Reduce agent handle time. Increase cross-sell conversion.
Regulatory Reporting Automation
Automated RBI, SEBI, and IRDAI report generation. Data extraction from core banking systems, validation, and submission. Reduce compliance team effort by 70%.
On-Premise AI Deployment
For RBI-regulated data, we deploy AI models entirely on your infrastructure. No data leaves your data centre. Full DPDP Act compliance. Sarvam AI and Mistral 7B on-premise.
Agentic AI for Operations
Multi-agent workflows automate back-office operations — KYC processing, loan origination, claims processing. Each agent handles one task; the orchestrator manages the workflow.
From Spreadsheets to Automated Partner Claims
The Challenge
A leading BFSI enterprise managing a large mutual fund distribution network faced a critical operational problem: partner claim processing was running entirely on spreadsheets and email chains. Claims took 15–20 days to process. Disputes were common. The finance team spent 60% of their time on manual reconciliation. Partner trust was eroding.
The Solution
- Digital partner claim portal — partners submit claims with supporting documents online
- Multi-level approval workflow: L1 (regional manager) → L2 (finance) → L3 (CFO) for high-value claims
- Automated validation rules check claim eligibility against scheme rules before human review
- Credit note generation automated on approval — no manual finance team intervention
- Real-time partner dashboard shows claim status, history, and payment timeline
- Audit trail: every action timestamped, user-attributed, and immutable for regulatory review
"Delayed claims erode partner trust, distort sales data, and cost enterprises crore-scale revenue — the fix is a workflow automation problem, not a culture problem."
Built for Indian Regulatory Compliance
Every BFSI application we build is designed with regulatory compliance as a first-class requirement, not an afterthought.
All AI processing on Indian infrastructure
Data minimisation and consent management built-in
Immutable logs for all financial transactions
Information security management standards
Payment card data security for fintech applications
Insurance regulatory compliance workflows
BFSI AI — Frequently Asked Questions
Book a Free BFSI AI Assessment
45-minute session with our BFSI AI team. We review your current workflows, identify RBI-compliant automation opportunities, and provide a fixed-fee pilot estimate within 48 hours.